Haven Free Checking

• No minimum balance required
  
  
• No monthly service charge
  
  
• Unlimited check writing
  
  
• Free ATM banking*
  
  
• Free Internet banking

* This does not include fees charged by some banks and independent terminal operators. Haven Trust Bank will reimburse other bank’s ATM usage fees up to $5.00 per transaction.

Haven Plus Checking

• No monthly service charge when a minimum deposit balance is maintained
  
  
• All balances earn interest compounded daily, paid monthly
  
  
• Unlimited check writing
  
  
• Interest rates are variable and subject to change
  
  
• Tiered Interest Rates
  
  
• Free ATM banking*
  
  
• Free image statement
  
  
• Free Internet banking

* This does not include fees charged by some banks and independent terminal operators. Haven Trust Bank will reimburse other bank’s ATM usage fees up to $5.00 per transaction.

Haven Premium Checking

• No monthly service charge when a minimum aggregate deposit balance or minimum aggregate loan balance is maintained
  
  
• All balances earn interest compounded daily, paid monthly
  
  
• Unlimited check writing
  
  
• Interest rates are variable and subject to change
  
  
• Tiered Interest Rates
  
  
• Free travelers checks and official checks
  
  
• Free notary service
  
  
• Free ATM banking*
  
  
• Free image statement
  
  
• Free Internet banking
  
  
• Free personal style checks

* This does not include fees charged by some banks and independent terminal operators. Haven Trust Bank will reimburse other bank’s ATM usage fees up to $5.00 per transaction.

Haven Money Market

• No monthly service charge when a minimum deposit balance is maintained
  
  
• Funds are accessible with up to six pre-authorized transfers. (No more than three (3) of these transfers can be payable to a third party.)
  
  
• Competitive interest rates compounded daily, paid monthly
  
  
• Interest rates are variable and subject to change
  
  
• Tiered Interest Rates
  
  
• Free image statement
  
  
• Free Internet banking

Haven Prime Money Market

• No monthly service charge when a minimum deposit balance is maintained
  
  
• Funds are accessible with up to six pre-authorized transfers. (No more than three (3) of these transfers can be payable to a third party.)
  
  
• Exceptional interest rates for balances $50,000 and over compounded daily, paid monthly
  
  
• Interest rates are variable and subject to change
  
  
• Tiered Interest Rates
  
  
• Free image statement
  
  
• Free Internet banking

Haven Savings

• Reasonable minimum balance to avoid a monthly service charge
  
  
• Competitive interest rates compounded daily, paid quarterly
  
  
• Interest rates are variable and subject to change
  
  
• Tiered Interest Rates
  
  
• Six (6) free withdrawals per quarter, small fee for additional withdrawals

Haven Youth Savings

• No minimum balance requirement until 18 years of age
  
  
• Competitive interest rates compounded daily, paid quarterly
  
  
• Every dollar earns interest
  
  
• Interest rates are variable and subject to change
  
  
• Six (6) free withdrawals per quarter, small fee for additional withdrawals

Certificates of Deposit

Higher interest for money deposited for a specific time period. Certificates are available from one month to five years. Access to certificate is limited to the term selected.

Individual Retirement Account (IRA)

IRA certificates are available with maturities ranging from one year to five years. Access to IRA funds is limited to the term selected. Upon attainment of age 70 ½, minimum disbursement requirements may be withdrawn prior to the IRA maturity date. (Consult your tax advisor for details)

Automatic Transfer

Haven Trust Bank offers automatic transfers between your Haven Trust Bank accounts. You may transfer funds from any of your checking accounts to your savings account or have your loan payments automatically deducted each month to eliminate the risk of late charges.

ATM

24 –hour access to funds in your checking, money market account or savings accounts if available through the paying organization.

Direct Deposit

Automatic deposits of funds into your checking or savings accounts if available through the paying organization.

Internet Banking

Haven Trust Bank offers online access to your accounts 24 hours a day with our convenient Online Banking.  Access your Haven Trust Bank accounts and handle many of your financial transactions quickly and easily...banking at your fingertips.  Visit us at www.haventrustbankfl.com.

Overdraft Protection

Overdraft protection allows for automatic transfers from another checking, savings or money market account or pre-approved line of credit that protects you against accidentally overdrawing your account.

Safe Deposit Box

Various sizes available for safekeeping important documents and valuables.

Telephone Banking

As easy as dialing the phone, our Telebanc Access Line makes access to your accounts quick and easy. Call 1-800-205-3009

Personal Checking Accounts Schedule of Fees

*This does not include fees charged by some banks and independent terminal operators. Haven Trust Bank will reimburse other bank’s ATM usage fees up to $5.00 per transaction.

Commercial / Residential Construction

Haven Trust Bank’s staff has collectively over 100 years of residential and commercial construction financing experience.  We offer a full service construction department, with the skills and experience to serve your financing needs.

Haven Trust Bank offers financing for:

Personal Line of Credit

Take advantage of a revolving line of credit with easy access by personalized checks and monthly payments of interest only.

Certificate of Deposit or Savings Account Loans

Borrow against your Certificate of Deposit or savings account and avoid early withdrawal penalties. You can borrow as little as $1,000. Loan must be paid at maturity.

Consumer Installment Loans

Obtain secured or unsecured loans for bill consolidation or large purchases. Reduce your interest rate with automatic monthly deductions from your Haven Trust Bank checking account.

Equity Loans

Other Financial Services Schedule of Fees

Personal Savings Account Schedule of Fees